• When possible, use your wireless network, not Wi-Fi hot spots. Beware of logging in over an unfamiliar public Wi-Fi network. If you really must use Wi-Fi, first make sure it is secure. Ask questions.
• Use your bank’s app to connect, not a mobile Web browser.
• Log out when finished.
• Beware of bogus text messages claiming to be from your bank.
• Periodically check your phone for unfamiliar apps that could be malware.